InvoiceChamp — Keep card fees off your margin. Get paid same day.
New Dual pricing is now on by default. Book a free fee teardown →
For auto shops, contractors & local service businesses

The only invoicing system that kills card fees, gets you paid same-day, and runs your whole shop.

InvoiceChamp turns on dual pricing by default, sends pay-by-text invoices, and syncs to QuickBooks — so you stop bleeding margin to your processor and start keeping what you earn.

Free 12-min teardown of your statement · No contract · Built by Champion Payments

Built for the businesses that take cards all day

🔧
Auto repair
🏠
Home services
🍽️
Catering
💆
Med spas
🛠️
Contractors
🛍️
Retail

Backed by Champion Payments — a registered ISO of Pathward, N.A.

The problem

Every shop owner is losing money — and can't see it on the bank statement.

Three leaks quietly drain your margin and your cash flow every single month.

High card fees

Every swipe skims ~3% off work you already did. On $30K/month that's $900 gone — to a processor that did none of the labor.

Job completed$1,420
Invoice mailed$0
2 weeks later…$0

Slow payments

"I'll mail a check" turns a finished job into a 2–4 week wait. That's your cash financing your customer instead of your next parts order.

🧾 💳 📊 📅 📁

Tool chaos

Invoicing here, payments there, customers in a notebook. Four apps that don't talk — and you stitching them together after hours.

The solution

The Solution: InvoiceChamp

One dashboard that plugs all three leaks — keep the fee, get paid today, run the whole back office in one login.

app.invoicechamp.com/dashboard
KEPT IN FEES (MTD)
$4,820
▲ dual pricing on
PAID TODAY
$12,450
▲ 8 invoices
OUTSTANDING
$3,200
INV-0042 · Sunrise Catering$1,840.00
INV-0043 · Bright Studio$2,000.00Sent
INV-0044 · Vasquez Auto$680.00
The mechanism

Keep card fees off your margin.

The Cash-Price Switch shows a cash price and a card price on every invoice. The fee comes out of the customer's choice — not your pocket.

On by default

Every invoice shows both prices automatically — no math, no awkward conversation.

Compliant by design

A cash-discount program set up and maintained by payments experts, so you never touch the rules.

Customers don't blink

They see two prices everywhere now. They pick — and either way the fee is off your books.

See it on your teardown
Sunrise Catering Co.
Invoice INV-0042 · Pay below
Cash priceSave on fees$1,840
Card priceFee included$1,896
Pay now →
Cash flow

Get paid the same day — not next month.

Text or email a pay link the second the job's done. One tap, no app, money on the way to your account today.

Pay-by-text links

Collect a deposit or full payment with a single link — no invoice required.

One tap to pay

No download, no account. Customers pay in seconds from their phone.

Funds the same day

Stop floating your customers' bills. The money lands where it belongs — fast.

Get a free teardown
Payment received
PAY LINK SENT
Sunrise Catering · INV-0042
💬 Texted to customerSent
✓ Paid & depositing+$1,840.00
One login

Run the whole back office in one place.

Invoices, estimates, customers, and payments together — and it all flows to QuickBooks automatically.

Estimates → invoices

Approve a quote and turn it into a paid invoice in one click.

QuickBooks sync

Everything posts to QuickBooks automatically. Your books stay clean with nothing to do.

Virtual terminal

Key a card over the phone or at the counter — no extra hardware.

Get a free teardown
app.invoicechamp.com/customers
CUSTOMERS
312
SYNCED TO QB
100%
Estimate → Invoice
QuickBooks Online
Virtual terminal
The results

Built to put real money back in your pocket.

Real owner stories land as our first shops go live. Here's what InvoiceChamp is built to do.

$[X]
kept in card fees per year with the Cash-Price Switch
"[Owner quote about cutting the wait on payments and keeping the card fee — added at launch.]"
[Owner name] · [Auto shop, city]
[X] days
faster to get paid with pay-by-text links
Testimonials

Trusted by local shops that take cards all day.

What owners say after they switch. (Sample placeholders — swap for verified reviews at launch.)

★★★★★

"[Stopped eating 3% on every ticket. The cash-price thing pays for the whole tool by itself.]"

[Name][Auto repair · Tampa, FL]
★★★★★

"[We text the invoice before we leave the driveway and it's paid before we hit the next job.]"

[Name][HVAC · Brandon, FL]
★★★★★

"[Replaced three apps with one login and my bookkeeper actually thanked me.]"

[Name][Contractor · Riverview, FL]
★★★★★

"[Setup took an afternoon and a real human walked me through the whole thing.]"

[Name][Med spa · St. Pete, FL]
★★★★★

"[I didn't realize how much I was handing the processor until the teardown. Eye-opening.]"

[Name][Catering · Clearwater, FL]
★★★★★

"[Customers don't even notice the cash/card prices. They just pay.]"

[Name][Retail · Lakeland, FL]
InvoiceChamp · keep more of every sale

Plug in InvoiceChamp and stop paying your customers' card fees — guaranteed.

Get a Free Fee Teardown

Free 12-minute statement teardown · No contract · No credit card · Keep your current bank